ExpressCredit.co.zm

How it works?

ExpressCredit.co.zm's loan schemes are flexible, designed to enable you to borrow anywhere from K200 to K30000, with payback periods from 7 days to 36 months. If your loan application is approved, you have the following options to receive the money:

• The money can be credited into your registered bank account
• Or you can simply go to their branch, present your ID, and withdraw the cash

Requirements

To apply for a loan you must:

• Be 21 years and above
• Be a holder of a Zambian National Registration Card (NRC)
• Be in full employment with an active bank account
• Have a registered mobile phone number
• Present proof of current residential address

How to repay the loan?

Loan is to be repaid on your next payday. This can be done through:

• Direct Debit from your bank account
• You can come with the repayment amount to the branch
• You may transfer money from your mobile money account to their mobile money account
• Go to your nearest FNB or ZANACO branch and make a cash payment in their bank account, do not forget to carry your reference number that appears on your statement/invoice bill

Product range are as follows:

• Term Loans
• Payday loans
• Support for electronics hire purchase

Focusing on helping start-ups and established businesses to start up a small business or expand their existing business, ExpressCredit.co.zm provides affordable and accessible micro-financing facilities. The company uses systematic processes and technology to ensure that it offers quality services to its clients. ExpressCredit.co.zm, over the years, has continued to innovate in its products and delivery mechanisms, to make the whole process of micro-finance delivery as effective as possible.