A micro-finance institution that offers fast and friendly loan services to individuals and businesses in the most convenient way. It uses channels such as mobile and online applications as well as through their branch network. ExpressCredit.co.zm guarantees the quickest and fastest processing time to give you the ease and convenience you need. As a new customer, you will get your first loan for free. Borrow ZMW3,000 and pay back ZMW3,000 on your next payday. At your request, you can roll over or extend your loan.