Loans and financial services in Zambia are for low-income individuals or those who do not have access to typical banking services. Microfinance services in Zambia can include savings, insurance, fund transfers as well as credit facilities. Microfinance is a source of financial services for entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to such clients are relationship-based banking for individual entrepreneurs and small businesses; and group-based models, where several entrepreneurs come together to apply for loans and other services as a group. There is a multitude of microfinance companies operating in Zambia. They are listed here.
When you need financial help, find a microfinance provider listed in this category - a form of financial service which provides small loans and other financial services to poor and low-income households.
Microfinance regulated and supervised by the Bank of Zambia is the best assistance the non-banked can get. These companies’ core business is the provision of credit facilities and various financial services to both the formal and informal sectors. They can leverage the strong brand and equity capacity to deliver affordable products and services to the mass market and small and medium enterprises.
Some other micro-financing needs