Zambia National Commercial Bank (ZANACO) logo

Zambia National Commercial Bank (ZANACO)

Zambia National Commercial Bank, commonly known as ZANACO provides personal and business banking, corporate finance, Visa payment systems, investment and loan facilities. ZANACO is the largest financial services provider in Zambia. ZANACO has partnered with Zampost to allow customers to deposit and withdraw funds from their accounts from anywhere in Zambia. The bank has a special interest in agribusiness and small and medium enterprises, offering SMEs payroll solutions.

Contact info

Cairo Road, Lusaka
Cairo Road, Central Business Area, Lusaka, Zambia
+260 211 228979, +260 211 221380
PO Box 33611, Lusaka, Zambia
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Enquiries, questions, quotation requests etc
Enquire via Email

Personal banking

Zanaco provides a wide range of personal banking services to meet the specific lifestyles of customers. The personal banking solutions include personal accounts, electronic banking and loans. This service allows clients to access money from any Zanaco account using the card and PIN identification.
Personal loans
Electronic banking
Personal accounts
Personal banking - 0
Personal banking - 1
Personal banking - 2
Personal banking - 3
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Agribusines and SME business banking

ZANACO offers an SME banking unit so that businesses can enjoy a modern, efficient banking services to cover SME requirements. Agribusiness, a key focus area at the bank, serves the agri corporates commercial farmers, agri SMEs – traders and processors, emergent farmers and small scale farmers.
Payroll and salary processing solutions for businesses
Agri corporates, emergent, commercial and small scale farmers
Dedicated SME banking unit
Agribusines and SME business banking - 0
Agribusines and SME business banking - 1

Corporate finance

Corporate banking that serves corporate and institutional clients with dedicated relationship management, short credit turnaround time, a wide branch network, tailor made solutions, electronic banking products and solutions, working capital solutions and capital expenditure financing for coporates and institutions.
Dedicated relationship management
Working capital solutions
Capital expenditure financing
Corporate finance - 0
Corporate finance - 1

Electronic payment systems

XAPIT Account is an entry-level affordable account that offers electronic and mobile banking solutions to meet everyday banking needs, simple withdrawals and payments, do not require a cheque book or monthly statements. The VISA debit card and mobile banking features give you fast, easy access to your money anytime.
Xapit mobile banking
E-tracer, an e-mail based banking service
One-stop payment service allows you to pay utility bills
Electronic payment systems - 0
Electronic payment systems - 1

Investment

ZANACO provides innovative and competitive solutions to customers looking to manage their liquidity or simply looking to invest in the money markets and in government bonds or treasury bills. Zanaco provides competitive US dollar and ZMK interest rates that accrue for various fixed tenors.
Invest in government bonds or treasury bills
Competitive US dollar and ZMK interest rates
Experienced market dealers bid and secure the best market deals
Investment - 0
Investment - 1

Loans

Loans are offered to staff for any company through an agreement with the bank at competitive interest rates. Salary based loans are designed for individuals in full time or contractual employment who have an operating account with the bank to facilitate the monthly loan installment payments.
Creates employee morale and contribute to high work output
Employer undertakes to continue remitting the salary to ZANACO
Loan agreement with the bank at competitive interest rates
Loans - 0
Loans - 1

Contact information

Cairo Road, Lusaka
Cairo Road, Central Business Area, Lusaka, Zambia
+260 211 228979, +260 211 221380
PO Box 33611, Lusaka, Zambia

Message Zambia National Commercial Bank (ZANACO)

Enquiries, questions, quotation requests etc

Enquire via Email