UBA Zambia is a subsidiary of United Bank for Africa Plc, one of Africa's leading financial institutions offering universal banking to more than 20 million customers, 20,000 employees and 1,000 branches across more than 20 African countries. United Bank for Africa Zambia (UBA) offers a wide selection of services that include personal and business banking, corporate finance, electronic payment systems, and investment. UBA is constantly anticipating the changing needs of its customers and innovating new products.
Thabo Mbeki Road, Lusaka
22768 Thabo Mbeki Road, Acacia Park, Lusaka, Zambia
United Bank for Africa has designed a complete range of products and services targeted to meet the various needs of business customers. The bank aims to be a trusted financial partner by basing its advice on their customer's specific needs and supporting their business style and potential.
A full range of business banking products and services
Targeted to meet the needs of business customers
Advice based on customers’ profiles and challenges
UBA Zambia's business banking services provide businesses with a comprehensive suite of financial solutions to meet the financial needs of businesses in Zambia. Some of the key services offered by UBA Zambia's business banking unit include:
UBA Zambia offers current accounts to businesses, allowing them to manage their day-to-day transactions, receive payments, and make payments to suppliers and other vendors.
UBA Zambia provides businesses with access to a range of digital banking solutions, including internet banking, mobile banking, and UBA Chat banking, to help them manage their finances more efficiently.
UBA Zambia provides corporate loans to eligible businesses to support their growth and expansion. These loans come with competitive interest rates and flexible repayment terms.
UBA Zambia provides a range of trade finance services, including letters of credit, guarantees, and export finance, to facilitate international trade transactions.
Cash Management Services
UBA Zambia provides cash management solutions to help businesses manage their cash flows, including collections, payments, and liquidity management.
UBA Zambia's treasury services provide businesses with access to a range of financial instruments, including foreign exchange, interest rate swaps, and commodity hedging.
UBA Zambia's corporate banking service is designed to meet the financial needs of large corporate clients, including multinational corporations, large-scale enterprises, and government entities. The bank provides an extensive range of corporate finance products and services and is committed to offering the right solutions tailored to meets its customers' individual needs.
Corporate accounts with lending options
Services that maximise liquidity for businesses
Solutions tailored to meets its customers’ unique needs
UBA Zambia's Corporate finance options
ZMW Corporate Current Account
UBA Zambia gives you an array of banking options that suit the particular profile of your organisation. Features include:
Opening balance of ZMW 500.00
Minimum operating balance of ZMW 0
Unlimited withdrawals per month
Maintenance fee of ZMW 200.00/month
Free inter-country deposits
Access to credit facilities - subject to an internal credit appraisal
Domiciliary Corporate Account
UbA creates accounts tailored to your individual needs as a valued customer. The bank is constantly developing new products and services to help make banking and life easier for you.
Lending / Borrowing
UBA's loans and payment platform offers constant cash support month in, month out, with longer-tenure credit, flexible payment plans and lower equity.
Digital banking solutions
United Bank for Africa (UBA) offers a selection of digital banking solutions including mobile banking, internet banking, electronic human resource/payroll system, alerts, and POS services. All these solutions are tailored to give customers more freedom to perform transactions and manage their finances whenever and wherever they want.
A broad range of digital solutions for your convenience
Perform transactions when and where you like
Reliable and secure solutions
Through its digital banking options, UBA Zambia provides customers with convenient and secure access to their accounts, allowing them to perform banking transactions on their mobile devices or computers. Some of the key digital banking solutions offered by UBA Zambia are:
UBA Zambia's mobile banking app allows customers to check their account balances, transfer funds, pay bills, and buy airtime and data bundles from their mobile devices.
UBA Zambia's internet banking platform provides customers with 24/7 access to their accounts, allowing them to check their account balances, transfer funds, pay bills, and perform other banking transactions from their computers or mobile devices.
UBA Chat Banking
UBA Zambia's UBA Chat banking allows customers to perform banking transactions using popular messaging apps like WhatsApp and Facebook Messenger. Customers can check their account balances, transfer funds, and pay bills by sending a message to UBA's chat banking bot.
UBA Prepaid Cards
UBA Zambia's prepaid cards allow customers to make online purchases and pay bills without the need for a bank account.
Electronic human resource/payroll system
UBA's HRIS system automates many HR tasks, such as employee data management, recruitment, performance management, and payroll processing. This increases efficiency and improve employee satisfaction.
Receive notice of transactions in your account via email and SMS notifications - deposit / credit transaction alerts, withdrawal / debit transaction alerts, account balance alerts, due credit payments, credit card transaction and payment due date etc.
This is a reliable and efficient payment solution that can help businesses to improve their customer experience, increase sales, and streamline their payment processing. Some of the features of UBA's POS service include card acceptance (Visa, Mastercard, Verve etc.), quick payment processing, a mobile POS solution (enables businesses to accept payments on the go using a smartphone or tablet), real-time reporting, and security features such as encryption, tokenization and fraud detection.
United Bank for Africa (UBA) is one of the leading investment banking service providers in Zambia offering a range of solutions designed specifically for medium to large organisations, to help them grow and manage their wealth.
Designed specifically for medium to large organisations
Customised financial solutions
Mutual funds, bonds, equities, treasury bills and more
UBA's investment services are designed to help clients achieve their financial goals, whether they are looking to save for retirement, build their wealth, or manage their assets. Some of the investment services offered by UBA Zambia include:
Investment Advisory Services
UBA Zambia provides investment advisory services to help clients make informed investment decisions. These services include market research, analysis, and advice on investment strategies.
UBA Zambia offers a range of mutual funds that clients can invest in to gain exposure to a diverse range of asset classes, including equities, fixed income, and real estate.
Bonds and Fixed Income Securities
UBA Zambia offers a range of bonds and fixed income securities that clients can invest in to earn regular income.
Equities and Stock Market Investments
UBA Zambia offers equities and stock market investments that clients can invest in to gain exposure to the stock market and potentially earn capital gains.
Treasury Bills and Bonds
UBA Zambia provides access to government treasury bills and bonds that clients can invest in to earn fixed returns.
UBA Zambia offers alternative investments, such as real estate investments, private equity, and venture capital, for clients looking to diversify their investment portfolios.
United Bank for Africa provides a wide selection of banking services to individuals. The bank has a team of expert advisers who are always ready to listen and discuss their customers' wishes and plans. United Bank for Africa strives to offer services designed to meet its customers' individual needs.
Wide selection of personal banking services
Services based on customers’ individual needs
Expert advisers available
UBA Zambia's personal banking services provide customers with a range of options to meet their financial needs, backed by innovative technology and a commitment to excellent customer service. These services include:
UBA Zambia offers a range of savings account options, including regular savings accounts, UBA Kiddies accounts for children, and UBA Teens accounts for teenagers. These accounts come with competitive interest rates, and customers can access their funds at any time.
UBA Zambia also provides current accounts to its customers, which can be used for day-to-day transactions. These accounts come with features such as cheque books, debit cards, and internet banking access.
Loans and Overdrafts
UBA Zambia provides personal loans and overdrafts to eligible customers to meet their financial needs. These loans come with flexible repayment terms and competitive interest rates.
UBA Zambia offers debit cards to its customers, which can be used for ATM withdrawals and point-of-sale transactions. The bank also provides a UBA Prepaid card that allows customers to make online purchases and pay bills conveniently.
UBA Zambia offers a mobile banking app that allows customers to perform banking transactions on their mobile devices. Customers can check their account balances, transfer funds, pay bills, and buy airtime and data bundles using the mobile app.
UBA Zambia's internet banking platform provides customers with convenient access to their accounts, allowing them to perform banking transactions from their computers or mobile devices.
Thabo Mbeki Road, Lusaka
22768 Thabo Mbeki Road, Acacia Park, Lusaka, Zambia