Who is eligible for Cover? | Main Insured |
---|---|
-- | Spouse |
-- | Children |
-- | Extended family (adult child, siblings, step-parents, parents, parents-in-law, foster parents, grandparents of the Main insured and spouse) |
In order to qualify for cover do I have to undergo any medical examinations or tests? | No medical tests or examinations are required. |
Is there a waiting period before I can claim the benefits? | Natural death: Six (6) months after the commencement date. |
-- | Accidental death: No waiting period. |
What are the available term of the policy? | The available terms are 10, 15, or 20 years. |
Can I access benefits if I have not been consistent in paying premiums? | PRU guarantees a payment of some portion of the benefit, provided you have paid premiums for the first 6 months. |