Car sale businesses in Zambia

Choose from a range of vehicle suppliers for all types of cars, both new cars and quality second-hand cars available for purchase in Zambia. This category of car dealers can help you choose the perfect car that suits your budget and needs. Find a car that will revolutionise your idea of what a car should be and what it should accomplish. Consider running costs, innovative design, and performance and the latest version of a forward-thinking model available in Zambia. For second-hand cars, rusted dealers are committed to delivering a first-class experience, conducting a full pre-delivery mechanical inspection, offering a test drive, carrying out a full professional valet and supplying a warranty.

In this Infobwana category, you will find reliable car dealerships. They sell a wide selection of new and used motor vehicles. Vehicles available include sedans/saloons, SUVs, pickups, trucks and buses.

With so many choices, finding the right car for you can be challenging at times. For this reason, we've created a list of steps to help you find and buy your perfect brand new or used car:

• How many cars can you afford?
• Build a target list of vehicles
• Check prices
• Check the vehicle history report (for used cars)
• Contact the seller of choice
• Book a test-drive
• Have the car inspected, especially for used vehicles
• Try and negotiate a good deal
• Get the paperwork done

Vehicle financing

Instead of paying cash for your vehicle, you can ask if your seller of choice offers financing options. This will help you pay for your vehicle in monthly instalments.

Searching and applying for used car financing is similar to getting a new car loan, but there are some important differences. Because lenders consider used car loans somewhat riskier than new car loans, you should expect to pay a higher interest rate. Lenders typically consider used car loans riskier for several reasons, including the fact that their values are less predictable. It's the car's value that acts as collateral on the loan. Used car buyers also may face higher repair costs, which can compete with making timely car payments.

If the car you choose is relatively new or a certified used car, there’s a good chance you can find a lender who can give you similar loan terms as a new-car buyer.

Where to get financing:

• Large banks - if you’re looking for convenience and you’re willing to pay a higher price to get it, large banks are a good option.
• Finance companies - finance companies are similar to a bank, except that their only business is lending. Instead of accepting deposits and then lending that money back out, finance companies borrow from other financial institutions, then make loans to consumers using that borrowed cash. Many finance companies specialise in making loans to certain types of borrowers, such as those with poor credit.
• Car dealerships - you can arrange for vehicle financing through a car dealership. Most dealers aren't actually doing the lending, but are acting as a broker, arranging loans with outside lenders, such as their captive financing companies, local banks, or credit unions. In most cases, they make their money by marking up the interest rate they charge or being otherwise compensated by the lender.